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Understanding Secured and Unsecured Loans in Australia
When it comes to borrowing money, understanding your options can make a big difference. Whether you’re looking to buy a car or need a personal loan, knowing the differences in loan options available to you is essential. In Australia, loans generally fall into two categories: secured and unsecured. Each has its own benefits, risks, and requirements. I want to walk you through these differences so you can make an informed decision that suits your financial situation. What Are S
Stuart Mackay
23 hours ago5 min read


MB Perth. Your Local Finance Broker.
Car Finance & Personal Loans in Perth’s Northern Suburbs: Your Local Guide with MB Perth If you’re based in Joondalup, Kinross, Burns Beach, Iluka, Currambine, Mindarie, Clarkson, or surrounds, securing the right car finance or personal loan shouldn’t be complicated. At MB Perth, we’re a family-owned brokerage rooted in the local community, dedicated to making low rate car finance and personal loans straightforward, transparent, and genuinely helpful for residents and small b
Stuart Mackay
Oct 292 min read


Using a Finance Calculator
Buying a New or Used Car is an exciting milestone, but it also comes with important financial decisions. Understanding your loan options and monthly repayments can feel overwhelming. That’s where finance preparation tools come in handy. They help you plan your budget and make informed choices before you commit. In this post, I’ll walk you through how to use a finance calculator in Australia, explain key terms, and share tips to get the best deal for your new car. Why Finance
Stuart Mackay
Oct 144 min read


Understanding Secured and Unsecured Loans
When it comes to borrowing money, understanding your options is key. Whether you're looking to buy a car or need a personal loan, knowing...
Stuart Mackay
Sep 264 min read


Preparing for a Car or Personal Loan: Essential Checks to Boost Your Credit Score and Secure Better Terms
When applying for a car loan or personal loan, your credit score is a key factor in determining your approval odds, interest rates, and the amount of paperwork required. A stronger score can lead to lower rates, faster approvals, and fewer documents needed. As a Perth-based asset finance brokerage, MB Perth ( mbperth.com.au ) is dedicated to helping locals get the best deals on car finance and personal loans. Before you apply, taking steps to review and improve your credit ca
Stuart Mackay
Sep 264 min read


Recent Interest Rate Adjustments in Car Finance and Personal Loans: Opportunities for Borrowers in Perth's Northern Suburbs
As we head into the latter part of 2025, the Australian financial landscape has seen significant shifts, particularly in interest rates. The Reserve Bank of Australia (RBA) has been actively adjusting the cash rate in response to cooling inflation and economic pressures. Multiple cuts throughout the year have created more favourable conditions for those seeking car finance or personal loans. At MB Perth, your local family-owned broker in Kinross, we're here to help individual
Stuart Mackay
Sep 114 min read
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